64.5% of all US Banks Own BOLI

as of 12/31/2019, Source FDIC Data

 

Bank Performance National Averages

Return on Assets (ROA):  1.23%

Loans to Deposits:  79.26%

Yield on Earning Assets:  4.66%

Cost of Funding Earning Assets:  .85%

Net Interest margin:  3.80%

Efficiency Ratio:  70.42%

 

BOLI Holdings

Total US Banking Institutions:  5,185

Banks with over $1 million in BOLI:  3,000

Total BOLI Cash Values:  $178.2 billion

2019 Increase in BOLI Assets:  3.84%

 

BOLI Ownership by Asset Size

Greater than $1 Billion:  81.4%

$500 to $999 Million:  75.1%

$100 to $499 Million:  66.5%

Less than $100 Million:  42.2%