64.5% of all US Banks Own BOLI
as of 12/31/2019, Source FDIC Data
Bank Performance National Averages
Return on Assets (ROA): 1.23%
Loans to Deposits: 79.26%
Yield on Earning Assets: 4.66%
Cost of Funding Earning Assets: .85%
Net Interest margin: 3.80%
Efficiency Ratio: 70.42%
BOLI Holdings
Total US Banking Institutions: 5,185
Banks with over $1 million in BOLI: 3,000
Total BOLI Cash Values: $178.2 billion
2019 Increase in BOLI Assets: 3.84%
BOLI Ownership by Asset Size
Greater than $1 Billion: 81.4%
$500 to $999 Million: 75.1%
$100 to $499 Million: 66.5%
Less than $100 Million: 42.2%
