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Executive Benefit Strategies LLC

Bank Owned Life Insurance (BOLI) for Community Banks

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Welcome to Executive Benefit Strategies LLC

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This is your first step to Enhancing Earnings and Executive Stability. Within many institutions, portions of the investment portfolio may not be optimized for long-term tax efficiency and performance. -

Executive turnover carries financial and strategic consequences that extend well beyond compensation expense alone. Thanks for stopping by!

Executive Benefit Strategies is an authorized distributor of BOLI products manufactured by a variety of highly rated insurance companies.

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Bank Owned Life Insurance

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BOLI is a tax advantaged funding vehicle that can help offset the costs of employee, executive and director benefit plans as well as providing valuable life insurance protection, for banks only.

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Our Mission

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We strive to assist institutions to maximize investment performance so that increased earnings can help offset the cost of executive retention plans and recruitment incentives.

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Don't forget your directors!

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Give your directors something to get excited about. Ask about the BOLI funded Director Fee Deferral Plan. A director can elect to defer all or a portion of their fees, defer taxes, and earn a very attractive rate of interest. BOLI earnings can offset the cost.

Contact me today to learn more

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The Hybrid Retention Plan

We have invented a powerful and affordable benefit plan that will make it nearly impossible for a talented executive to leave your bank as well as a recruiting tool. It combines rolling retention bonuses with a supplemental retirement benefit. A key executive will be leaving a lot of money on the table if they leave and go to a competitor. Guess what: They won't leave!!!!

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Coordinated Retention Funding

Improved earnings capacity can be allocated to structured executive benefit programs without additional strain on operating budgets. You can align incentives with long-term institutional objectives, increase executive tenure, and strengthen competitive positioning in recruitment.

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Capital Efficiency Strategy

Repositioning select assets into strategically structured, tax advantaged vehicles can :

*Enhance earnings stability

*Improve long-term yield efficiency

*Increase predictability of non-interest income

*Strengthen capital utilization

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BOLI Statistics

67.9% of all US Banks Own BOLI

BOLI Holdings